I think this study should go one step further. Yes, student loan debt is grossly on the rise but how much of it is because people (younger students) are stupid and lazy. Loan companies know that if tuition is three grand and they offer a student ten grand they will take it. I took a student loan large enough for tuition and books and then worked my ass off as a student and employee for everything else. I made sacrifices and now that I am out of school with comparably little debt, I'd say it was all worth it. Students know will take out massive debt and use it not only for school but to go out to eat and drink all the time, buy a new computer when the school has perfectly good labs, buy a new tv, live in a bigger apartment, etc. Kids, and some adults, are too stupid to realize that just because they are college bound does not mean they do not have to work. The only thing that they are entitled to is the repercussions of their
Stupidity.