I agree with JB. This guy should be commended for finding a creative way to live within his means and aggressively pay off his debt. Consumerism is a trap that a lot of Americans fall into. Nobody seems to want to live within their means. You want the flat screen T.V., but you can't wait to save up the money to buy it with cash, so you buy it on credit. Then the credit card company owns you and your TV. This is not freedom. Mac Genius is free.
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