Telemarketers and collectors are the scum of the earth and they should ALL be treated as such. For those of you who are taking up for them, your just weak-minded. I hate idiot's calling me after I have sat down to dinner and push so hard they won't take no for an answer. My number is even on the NO CALL list and they just don't care. They push and push thinking the more pressure they put on you, the closer you will be to saying yes. These monster are the bane of America next to Republicans and they should be put in there place.