I seem to recall from an anthropology course, that after the bloodletting ritual, young men must ingest the semen of elders to become a man.

Alex, I don't think you should be so naive. You are lucky that you live within your means and don't have much stock. How many Americans are like you? This may not affect you right away, but you will feel it. People are already cutting down on spending. What does that mean? Companies will have to downsize or shut down altogether. More unemployment (which, to think of it, may be good for you as more people sit at home browsing the web). More people without health insurance. Foreclosed homes and empty storefronts and even lower property values. Good bye Korean BBQ. With less people working and spending, where is the government going to get the funds they need to support things like education or the mentally ill or jails, etc. You are not insulated.