When we discover some class of people have something we don't, our first instinct is to get some of it, while people who have it (whatever "it" is) tend to want to keep it. Children have little recourse against those forces. Still, I don't believe the student loan system was designed to crush their dreams and aspirations; it's mainly a way to get their money. Adulthood by itself is enough to crush one's dreams and aspirations. This story from Saturday Morning Breakfast Cereal is downright depressing, except for the Supreme Court justices playing submarine. That would get them some viral publicity for sure.